FAQ
FAQ
Frequently Asked Questions
Am I Ready to Be a Homeowner?
At Cityhomes Realty Brokerage, we help you determine if you’re ready to buy by reviewing your income, savings, and long-term goals. Our experts guide you through every step with clarity.
Is Renting or Buying Better?
Renting offers flexibility, while buying helps build long-term equity. The right choice depends on your financial goals, lifestyle, and future plans. We help you decide what fits you best.
What Is the Lender's Formula?
Lenders evaluate income, credit score, debts, and down payment to determine loan eligibility. This ensures you can comfortably manage monthly payments.
What Do I Look for in Homes?
Consider location, price, condition, layout, neighborhood, and future resale value. Our team helps you find a home that matches your needs and budget.
Do I Need a Home Warranty?
A home warranty can help cover repair costs for major systems and appliances, providing peace of mind—especially for first-time buyers.
What Should I Expect at Closing?
Closing is the final stage where ownership is transferred. Cityhomes Realty Brokerage ensures a smooth closing process by guiding you through paperwork, costs, and final approvals.
What Is Pre-approval?
Pre-approval is a lender’s confirmation of how much you can borrow. It strengthens your buying position and helps you shop within a clear budget.
Am I Ready to Rent?
You’re ready to rent if you can afford monthly rent, security deposit, and utilities while maintaining financial stability. Renting is ideal for short-term or flexible living plans.
What Should I Offer?
Your offer should reflect market value, property condition, and competition. We guide you in making a strong offer that protects your interests.
Can I Ask You for Advice?
Absolutely. Our real estate professionals are always available to provide honest advice, market insights, and personalized guidance.